Division
Insurance Requirement

PUTNAM COUNTY INSURANCE REQUIREMENTS
THE FOLLOWING MUST APPEAR ON EACH INSURANCE CERTIFICATE:
UNDER THE CERTIFICATE HOLDER SECTION:

COUNTY OF PUTNAM
40 GLENEIDA AVENUE
CARMEL, NY 10512
ATTN: LAW DEPT/RISK MANAGER

ADDITIONALLY, IN THE SPACE (DESCRIPTION OF OPERATIONS/LOCATIONS) ON THE INSURANCE CERTIFICATE, IT MUST BE NOTED AS FOLLOWS:

"PUTNAM COUNTY IS INCLUDED AS AN ADDITIONAL INSURED UNDER THE CONTRACTORS GENERAL LIABILITY"

It is the requirement of the County of Putnam (County) and/or Putnam County Department of Highways and Facilities (Highway Dept.) that for work performed under contract and/or permit authorized by the County and/or Highway Dept. and/or any event or performance conducted on county property that the contractor or permitee procure and maintain at their own expense and without expense to the County, until final acceptance of the work by the County, the insurances listed below.

Before commencement of any work, event or performance a certificate or certificates of insurance must be furnished to the County and/or Highway Dept. in forms satisfactory to the County and/or Highway Dept.

All certificates of insurance must provide that the policy or policies shall not be changed or canceled until at least thirty (30) days prior written notice has been given to the County and/or Highway Dept.

When required by the Highway Dept. the "XCU" exclusion of the policy or policies shall be eliminated or show proof that "XCU is covered.

THE KINDS OF INSURANCE, LIMITS, AND/OR CONDITIONS ARE AS FOLLOWS:

A. WORKERS' COMPENSATION - Statutory - covering all operations and all locations involved in the contract. (Also NYS Disability Benefits.)

B. COMMERCIAL GENERAL LIABILITY - covering all operations and all locations involved in the contract, including the following coverages:
$2,000,000 General Aggregate
$ 10,000 Medical Expense Limit
$1,000,000 Personal and Advertising Injury Limit
$1,000,000 Each Occurrence
$2,000,000 Products/Completed Operations Aggregate
$ 50,000 Fire Damage Legal Liability Limit

C. COMMERCIAL AUTOMOBILE LIABILITY - covering all operations and locations involved
Involved in the contract, including the following coverages:
(1) Owned Automobiles (2) Hired Automobiles (3) Non-Owned Automobiles
Unless specifically required, each policy shall provide limits of not less than $1,000,000 Combined Single Limits

D. If applicable, Professional Liability (errors and omissions) in the amount of at least $1,000,000 per occurrence.

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STANDARD INSURANCE REQUIREMENTS AND
INDEMNIFICATION REQUIREMENTS

All policies and certificates of insurance of the contractor shall
contain the following clauses:

1. Putnam County is named as an additional insured and as Certificate Holder. Insurers shall have no right of recovery or subrogation against the County of Putnam (including its agents and agencies), it being the intention of the parties that the insurance policies so affected shall protect both parties and be primary coverage for any and all losses covered by the above-described insurance.

2. The Clause "other insurance provisions" in a policy in which the County of Putnam is named as an additional insured, shall not apply to the County of Putnam.

3. The insurance companies issuing the policy or policies shall have no recourse against the County of Putnam (including its agents or agencies) for payment of any premiums or for assessments under any form of policy.

4. Any and all deductibles in the above described insurance policies shall be assumed by and be for the account of, and at the risk of, the contractor.